Our insurance experts will analyze your business’s risks and set you up with the right policies to protect it, with coverage options ranging from general liability and cyber liability to errors & omissions and beyond.

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Business insurance services for startups & SMBs

Business owners are exposed to risk the day they set up shop, but insurance is a safety net that transfers the financial burden of potentially devastating events to a third party.

general liberty

General liability insurance

The first policy businesses need. General liability protects you from claims involving property damage and bodily injury.

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employment practices

Employment practices liability insurance

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated.

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error and omission

Errors and omissions insurance

E&O insurance protects businesses against claims of inadequate work or negligent actions that caused financial harm.

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director and officers

Directors and officers insurance

D&O insurance protects directors and officers of privately held companies against claims alleging firm mismanagement.

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Cyber liability insurance

Cyber liability insurance protects businesses from the steep costs of a data breach or a malicious software attack.

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Talk to us today to determine how we can help you achieve your business goals. Our risk and insurance programs deliver services at a price that works for you – and done.

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Frequently asked questions

A general liability policy protects your business from bodily injury or property damage claims, which are among the most common risks of running a firm. It protects your business from lawsuit costs and may be required for certain leases and contracts.

General liability insurance protects businesses from claims such as:

  • Property damage from employee accidents, like breaking a client’s window
  • Bodily injury caused by your business, such as customer slip and falls
  • Personal injury, such as libel or slander

E&O policy protects the business owner, hourly and salaried employees and subcontractors from lawsuits claiming a mistake in professional services. It can cover court costs or settlements that can be very expensive for your business to pay on its own.

E&O insurance commonly has specific exclusions that should be noted and understood. In general, E&O policies exclude client injuries, employee theft, client property damage and cyberattacks. Many E&O policies also exclude technological services.

Business owners and employees make mistakes, but not everyone forgives them. Businesses that provide professional advice or services need E&O insurance as protection from allegations of negligence or mistakes. It covers legal defense costs for the lawsuit.

Cyber liability insurance is important for small businesses because they tend to have weak cybersecurity, making them a target for hackers. A cyberattack reportedly costs companies an average of $200,000, and such attacks are only expected to increase.

Cyber liability insurance policies generally don't cover professional liability, insider attacks, customer losses, system failure or loss of value from intellectual property theft. They also typically exclude war and terrorism, bodily injury and property damage, and contractual liability.

We provide you with essential business services so you can focus on growth.